Wyoming Payday Loans
You bounce a check or are late on bills and you pay a penalty fee. You get a payday loan and you pay an interest rate. But no matter what it's called or how it's measured, the cost is in dollars. So sometimes payday loans are the cheapest option. This page has what we have found are the lowest online loan rates for people living in Wyoming. If you know of a online lender with cheaper rates for your state, please contact us.
PaydayOne.com
Finance Charges
| Loan Amount |
Interest and Fees |
Total Due |
APR 14 days |
| $100 | $17.50 | $117.50 | 456.25% |
| $150 | $26.25 | $176.25 | 456.25% |
| $200 | $35.00 | $235.00 | 456.25% |
| $250 | $43.75 | $293.75 | 456.25% |
| $300 | $52.50 | $352.50 | 456.25% |
| $350 | $61.25 | $411.25 | 456.25% |
| $400 | $70.00 | $470.00 | 456.25% |
| $450 | $78.75 | $528.75 | 456.25% |
| $500 | $87.50 | $587.50 | 456.25% |
Terms
The maximum payday loan for Wyoming residents is $500.The maximum loan term is 28 days.
Requirements
You must be at least 18 years old and have:- A job or proven source of income
- An email address
- A verifiable phone
- A checking account in good standing (PayDay One defines an account in good standing if it shows 30 days of transaction history without any non-sufficient fund transactions, returned checks, overdraft charges, or negative account balances.)
Guarantee
If you find a lower price from another similarly licensed online lender we'll match it.CashCentral.com
Finance Charges
| Loan Amount |
Interest and Fees |
Total Due |
APR 14 days |
| $100 | $20 | $120 | 521.43% |
| $200 | $25 | $225 | 325.89% |
| $300 | $30 | $330 | 260.71% |
Terms
The maximum payday loan for Wyoming residents is $300.The maximum loan term is 18 days.
Requirements
You must be at least 18 years old and:- Have been employed three months or longer.
- Take home a minimum of $1,000 monthly (after taxes).
- Have a valid checking account in your name.
- Have current (and valid) home and work telephone numbers.
- Be a U.S. citizen.
Relevant Legal Excerpts for Wyoming Payday Loans
Section 40-14-363. License required; post-dated check finance charge; limits on amount financed and terms; minimum finance charge.
(a) No person shall engage in business as a post-dated check casher in this state unless licensed in accordance with W.S. 40-14-634. No post-dated check casher may contract for, charge or receive any amount as a charge in connection with a post-dated check or similar arrangement other than a post-dated check finance charge as stated in this subsection. No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance of the post-dated check or similar arrangement.
(b) The maximum term of any post-dated check or similar arrangement subject to this part shall be one (1) calendar month.
(c) Post-dated check finance charges are fully earned on the day the post-dated check or similar arrangement is made.
Section 40-14-364. Limitation on multiple agreements.
No post-dated check or similar arrangement shall be repaid, refinanced or otherwise consolidated by proceeds of another post-dated check or similar arrangement accepted by the same post-dated check casher.
DISCLAIMER: The documentation on this site is for informational purposes only and is not intended to be a legal substitute for the official versions. There is no guarantee for accuracy, completeness, or timeliness of the information provided. Refer to the lender for the fees charged or other loan questions. Consult with your legal advisor for help in interpreting individual statutes. All ownership rights for the material not original to this site remain with the respective copyright holders.